Cooley Mazda
Finance Center

Auto Loans & Leases

Welcome to Cooley Mazda’s Finance Department, your auto loan and car lease resource. We’re eager to provide financing for your new car, or we can assist in used car financing. Check out our online payment calculator for an instant car loan rate. Then, proceed to our online finance application.

Mazda Financing vs. Leasing

From first-time car-buyers to families looking to buy another trusted Mazda SUV, everybody benefits from weighing the advantages of Mazda financing vs. leasing. When you begin the Mazda auto finance conversation with a member of our friendly Mazda financial services team, you’ll be guided through questions like the following to better understand your situation and driving needs:

  • How much driving do you do? Buying a vehicle outright may be the best choice for you if you will find leasing mileage limitations to be restrictive.
  • Do you prefer the newest models with the latest features? While leasing allows you to easily stay in the most recent and advanced models, buying a Mazda implies a more long-term commitment to one vehicle.
  • Do you want to customize your Mazda? Leasing means fewer responsibilities as a Troy driver, but it also means less freedom to alter the vehicle as you wish.
  • What is your budget? Leasing a Mazda typically means a lower down payment and lower monthly payments over time, but also implies higher cost in total. But, depending on your monthly budget, a lease may be more manageable.
  • What is your credit score/credit history? No matter your credit score or credit history, we can point you in the Mazda financing direction that works best with your situation.

All of your answers to these questions will better help our Cooley Mazda finance experts recommend the route that’s best for you!

Get a Great Mazda Finance Rate

Here at Cooley Mazda, we are proud to serve Troy and the surrounding communities with high-quality service and great Mazda finance rate options. Our long-term and trusted relationships with lenders means more ways to get approved for a competitive Mazda finance rate on the loan you need. Our comprehensive Mazda financial services also include low interest car loans available to our valued customers with existing loans. Should your Mazda finance situation have changed or improved, we are here to help refinance your loan or adjust the term of the contract. Contact us today, and we’ll have you out on the roads in Albany, Latham, and beyond with an approved loan you can be proud of.


Please contact us with any questions by using the button below or calling 518-283-2902.

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Sales Info

Phone Number:Sales Hours:
  • Mon - Thu9:00 AM - 6:00 PM
  • Fri - Sat9:00 AM - 5:00 PM
  • SunClosed

Committed to the Customer

Getting you financed is our goal. We will work with you to secure a no credit car loan if your situation demands it. Cooley Mazda has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You’re just a step away from approved car financing!

Cooley Mazda is located at: 401 N. Greenbush Rd. • Rensselaer, NY 12144
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401 N. Greenbush Rd. • Rensselaer, NY 12144

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Today's Hours:

Open Today! Sales: 9am-6pm

Open Today! Service: 8am-5pm

Open Today! Parts: 8am-5pm

Cooley Mazda 42.6659853, -73.6907998.